Himali Patel, Sanjay Kumar Singh, Karthik Jerome

Stories by Himali Patel, Sanjay Kumar Singh, Karthik Jerome

Beware! Plenty of froth in IPO market

Beware! Plenty of froth in IPO market

Rediff.com   4 Dec 2017

Retail investors may burn their fingers investing in them, especially if the markets correct, experts tell Sanjay Kumar Singh

Home loan at 4 per cent! Should you go in for it?

Home loan at 4 per cent! Should you go in for it?

Rediff.com   30 Nov 2017

Sanjay Kumar Singh speaks to experts to find out if Tata Housings new loan offer should interest you.

How to link Aadhaar to your bank account, mobile etc

How to link Aadhaar to your bank account, mobile etc

Rediff.com   20 Nov 2017

The first step you need to take is link your mobile number to Aadhaar.

How to buy a retirement home

How to buy a retirement home

Rediff.com   18 Nov 2017

Are retirement homes attractive options for the elderly? Experts feel it is a good option to be able to live an independent and activity-filled life. But don't buy it as an investment

New NPS entry age: Good news for seniors

New NPS entry age: Good news for seniors

Rediff.com   16 Nov 2017

Raise in NPS entry age gives seniors another retirement-saving option but they should invest at least Rs 50,000 to avail of the additional tax benefit scheme provides, reports Sanjay Kumar Singh

Clarity needed on new PPF rules for NRIs

Clarity needed on new PPF rules for NRIs

Rediff.com   15 Nov 2017

Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.

How best to protect your identity from thieves

How best to protect your identity from thieves

Rediff.com   14 Nov 2017

Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.

How MF investors can make money from bank recap

How MF investors can make money from bank recap

Rediff.com   9 Nov 2017

Invest 5 to 10 per cent in a banking sector fund. Ensure that mutual fund's portfolio includes all three players -- private sector banks, public sector banks and NBFCs.

Don't buy PE-backed stocks blindly

Don't buy PE-backed stocks blindly

Rediff.com   6 Nov 2017

Though stocks backed by private equity investirs are likely to have higher governance standards, investors should do their own due-diligence, experts tell Sanjay Kumar Singh

Tips to invest in international mutual funds

Tips to invest in international mutual funds

Rediff.com   30 Oct 2017

By diversifying into developed market equities, Indian investors can mitigate the impact of cyclicality in returns as well as reduce currency risk, experts tell Sanjay Kumar Singh.

Closing insurance policy midway? YOU are the loser

Closing insurance policy midway? YOU are the loser

Rediff.com   27 Oct 2017

Allowing it to lapse leaves you unprotected and can, in some cases, cause loss of premiums paid, experts tell Sanjay Kumar Singh.

Armchair investing in EPF may soon be over

Armchair investing in EPF may soon be over

Rediff.com   27 Oct 2017

If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh

Rush to transfer assets to trust may cost HNIs dear

Rush to transfer assets to trust may cost HNIs dear

Rediff.com   27 Oct 2017

HNIs are scrambling to do so, as they fear government might introduce inheritance tax. This haste could cost them dear, reports Sanjay Kumar Singh

Going for a fancy home loan scheme? Read this

Going for a fancy home loan scheme? Read this

Rediff.com   23 Oct 2017

Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh

Investors beware: Watch out for what your broker is up to

Investors beware: Watch out for what your broker is up to

Rediff.com   16 Oct 2017

At the time of filling the KYC (Know Your Customer) documents (when joining), do not sign wherever you are asked to. In particular, look closely at the power of attorney (PoA) section, experts tell Sanjay Kumar Singh

DeMo my foot! Cash still rules in India

DeMo my foot! Cash still rules in India

Rediff.com   9 Oct 2017

Even the well heeled in metros find it difficult to go completely digital. Cash withdrawals from ATMs are back at the same level as they were before demonetisation

Car buyers get to pick and choose insurance

Car buyers get to pick and choose insurance

Rediff.com   9 Oct 2017

The Insurance Regulatory and Development Authority of India (IRDAI) has issued guidelines that will allow car dealers to become Motor Insurance Service Providers (MISP) and offer the policies of multiple general insurers, says Sanjay Kumar Singh.

Guaranteed returns for golden years? Go for annuities

Guaranteed returns for golden years? Go for annuities

Rediff.com   6 Oct 2017

Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh

Investors should look at large-cap stocks

Investors should look at large-cap stocks

Rediff.com   29 Sep 2017

Focus on large-caps and ensure that the portfolio is balanced.

Achche Din ahead for India's real estate market?

Achche Din ahead for India's real estate market?

Rediff.com   28 Sep 2017

Developers are likely to start announcing their festive season offers soon, reports Sanjay Kumar Singh.